🏥 Pet Insurance

Protect Your Pet Before You Need To

One emergency vet visit costs $3,000 or more. Compare plans from top providers in 60 seconds — free, no commitment.

$3,847

Avg emergency surgery cost

1 in 3

Pets need unexpected care yearly

$62/mo

Average dog insurance premium

60s

To compare all providers

Our top recommendation

PetInsurer.com

The Expedia of pet insurance. Compare plans from Trupanion, Fetch, Pets Best, Lemonade, and more — side by side, in 60 seconds, for free.

Top providers

Trupanion

Best for lifetime coverage

No payout limits. Pays your vet directly. One monthly fee covers 90% of eligible costs.

Fetch Pet Insurance

Best for rescue pets

Preferred by national shelters. Covers more conditions. Great for mixed breeds with unknown history.

Pets Best

Best for budget coverage

Competitive rates with fast claims processing. Flexible deductible options for any budget.

Accident AND illness — not just accident-only

Enroll before your first vet visit — 14 day waiting period

No annual payout caps — unlimited lifetime coverage is best

Direct vet payment — Trupanion pays your vet directly

How much does pet insurance cost?

$30–$70/month for dogs, $15–$40/month for cats. Use PetInsurer.com to compare quotes for your specific pet in 60 seconds.

Is pet insurance worth it?

One emergency surgery costs $3,000–$8,000. Monthly premiums of $40–$60 are small compared to a single major emergency.

When should I enroll?

Immediately — ideally before your first vet visit. Conditions diagnosed before enrollment are excluded as pre-existing.

Can I use any vet?

Yes — most plans work with any licensed vet in the US. No in-network restrictions unlike human health insurance.